• Wed. Feb 28th, 2024

What Are Overhead Cost Examples?


Jul 20, 2023

Business overhead expense insurance (BOE insurance) https://www.turneringram.com/ is a type of disability insurance that helps small business owners keep their businesses running if they become disabled. BOE insurance pays a monthly benefit to cover the business’s fixed overhead expenses, such as rent, utilities, salaries, and insurance premiums. This allows the business to continue operating even if the owner is unable to work.

Who needs BOE insurance?

BOE insurance is most important for small businesses that rely on the owner’s personal involvement in the day-to-day operations. If the owner becomes disabled, the business could be forced to close if it doesn’t have enough cash flow to cover its fixed expenses. BOE insurance can help protect these businesses from financial ruin.

What are the benefits of BOE insurance?

There are several benefits to having BOE insurance:

  • It can help keep your business running if you become disabled.
  • It can protect your employees’ jobs.
  • It can prevent you from losing your business.
  • It can give you peace of mind knowing that your business is protected.

How much does BOE insurance cost?

The cost of BOE insurance depends on a number of factors, including the size of your business, the type of business you own, and your age. However, BOE insurance is generally affordable, and the cost can be offset by the tax benefits associated with disability insurance.

How do I get BOE insurance?

You can get BOE insurance from most insurance companies. To get a quote, you will need to provide information about your business, such as your annual revenue, number of employees, and fixed expenses.


BOE insurance is a valuable tool for small business owners who want to protect their businesses from financial loss in the event of a disability. If you are a small business owner, you should consider getting BOE insurance to help protect your business and your employees.

Here are some additional things to keep in mind when considering BOE insurance:

  • The policy will typically pay a monthly benefit that is equal to a percentage of your business’s fixed overhead expenses.
  • The policy will have a waiting period, which is the length of time you must be disabled before you can start receiving benefits.
  • The policy will have an elimination period, which is the length of time you must be disabled before the policy will start paying benefits.
  • The policy will have a maximum benefit amount, which is the total amount of money you can receive under the policy.

It is important to carefully review the terms and conditions of any BOE insurance policy before you purchase it. You should also speak with a financial advisor to determine if BOE insurance is right for your business.